Aditya Birla UBL Business Loan
Required Eligibility
The minimum Business Vintage of the applicant must be more than 1 year with valid document proof (1-2 years, manual credit decisions)
The minimum CIBIL score of the applicant must be > 650
The Age of the applicant must be between 23- 65 years
Customer should not be ABFL’s existing BL customer in the last 6 months
The customer should not have had any EMI Cheque Bounce or loan Settlement in the last 6 months
Average Bank Balance of the applicant must be Rs. 10,000 or above (minus loan and self-credits)
Required Documents to Apply for Aditya Birla UBL Business Loan
Audited financials and Income Tax Returns filed for the last two years from the date of application.
Bank statement for the last 6 months.
KYC documents as required.
Address Proof
Business Ownership Proof
Either GST return of the last 24 months
Bank Statement for min last 6 months of CA/SA or OC/CC accounts. Multiple
Bank Accounts can be accessed minimum of 6 months of vintage
For Loan Amounts > Rs. 2 Lakhs,
Why Choose Aditya Birla UBL Business Loan
End-to-end Digital Process (from Login to Loan Amount Disbursement)
Lowest Rate of Interest (depending on Customer Profile and Loan Specifics)
Dedicated Support team 12 x 5 days from 8 AM to 8 PM
No Collateral requirements
Loan on Low CIBIL score